Whether you're hosting a private party or are on your way to the supermarket, accidents can always happen and you could be held responsible. Liability insurance protects you from the claims of third parties.
Personal liability insurance can protect you from serious financial trouble. It provides protection against unintentional harm to others and the resulting damage claims.
Some policies may also extend coverage to your household pets. We'll help you determine which policy is right for you
You may also be interested in a Personal Umbrella Policy (PUP). These policies protect you from a scenario where your "regular insurance" isn't enough. A personal umbrella policy is called an "umbrella" policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance. It offers protection for you and your family against large and potentially devastating liability claims or judgments. In short, a personal umbrella policy kicks in right where your other liability underlying limits have been reached.